As I travel down to the South of Ireland quite a lot,I track the rates through the Banks.I have found that rates quoted in daily papers are never accurate.Start shopping around a couple of months before you go away.I got 145.7 this year in july 7 weeks before we went away.Remember you pay the bank a flat rate of £3.00 whether you buy £50 or £500.The exchange rates at airports are a rip off,the rate at Belfast when we were going away was,wait for it,1.36.Was,nt I a happy Bunny.