Just got 1.22 for a "clearance sale" at First Choice. Had to be in 100 euro notes which are unpopular and they wanted to get rid of them. Shame theye didn't just give them away... Their ordinary rate was 1.18, but Lloyds bank was 1.20 all with no commission.
So it looks like most of our exchange will be while we are there, on our Nationwide FlexCard.
Phil