I have managed to get some really low prices this year when I have searched. As always though, if they can wriggle out of paying up they will so read the small print. The year xl went bust, we had a horrendous delay and should have receives £125 but as we never got a letter from airline we were stuffed and obviously uncontactable due to the situation.1 question I have, this year we are bringing a friend for my eldesta.can I add him onto our 'family' insurance or should I tell his mum to sort?